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Repayment Calculator
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Keep existing property?
Call us now
Jamie & Co.
The Team
Our Story
Our Promise
First Home Buyers
Buying Investment Property
Refinance
Business Lending
Asset Finance
Who we work with
How we will work together
FAQs
Disclosure Statement
Privacy Statement
Contact Us
Repayment Calculator
Break Cost & Savings Calculator
Keep existing property?
Call us now
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Repayment Calculator
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Keep existing property?
Call us now

Next home calculator

Could you keep your current home and buy the next one?

Thinking about turning your current home into a rental instead of selling it? This quick calculator gives you a simple starting point before we check the real options with lenders.

Tell us about your current home

Keep it simple. Rough figures are fine to start with.

$
$
$

A rental appraisal is best, but an estimate is fine for now.

Tell us about the next home

This helps estimate the extra lending you may need.

$
$
$

Before tax, per year.

Want to adjust the assumptions?
$

Weekly car loans, credit cards, personal loans etc.

%
yrs
%
%

Your quick answer

Maybe

You may be able to keep your current property, but the structure will matter. The next step is to check which lenders are likely to support it.

Equity in your current home$0
Estimated lending needed for the next home$0
Estimated total mortgage position$0
Estimated repayments on current home (principal & interest)$0
Estimated repayments on investment property (interest only)$0
Estimated combined repayments$0

What this means

This looks like a conversation worth having. We can check your income, rental position, deposit and lender options properly.

Start my assessment Email hello@jamieandco.nz

Keep vs sell

Keeping your current home could help build long-term wealth through rental income and future capital growth, but it also means higher total lending and repayments. Selling may reduce your repayments and simplify approval. The right option depends on your goals and overall financial position.

This is only a guide and is not lending approval. Banks and non-bank lenders all assess income, expenses, rental income, equity and property type differently.

hello@jamieandco.nz

 

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