Mortgage repayments explained
Enter your loan balance, rate and remaining term to estimate principal and interest repayments. Extra payments can reduce interest and the time needed to repay your loan.
Example and common questions
Illustrative example: A $600,000 loan at 6% over 25 years costs about $3,866 a month. The weekly equivalent is about $892. These are example figures, not current rate offers.
Why might my bank’s payment differ?
This tool calculates monthly repayments, then converts them to weekly or fortnightly equivalents. Daily interest, payment dates, fees and your lender’s method can change the actual amount.
Can I make extra repayments on a fixed loan?
Check your lender’s allowance first. Early repayment charges or limits may apply. This model assumes extra payments are allowed without a fee and the rate stays constant.
Mortgage calculator
What could your mortgage repayments look like?
Use this as a simple guide to understand your estimated repayments, then Jamie & Co can help structure the lending properly.
Your loan details
Pop in a few rough numbers and we’ll show the estimated repayments.
Extra repayments
Even a small extra repayment can make a big difference over time.
Enter this in the same frequency selected above.
Estimated repayment
$0This is your estimated repayment based on the details entered.
Want a smarter loan structure?
Repayments are only one part of the picture. The right loan split, fixed rate mix, offset or revolving credit setup can make a big difference.
This calculator is a guide only and does not include lender fees, insurance, rates, body corporate costs or changes in interest rates. It is not financial advice or lending approval.