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Repayment Calculator
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Keep existing property?
Mortgage Offset Calculator
Call us now
Jamie & Co.
The Team
Our Story
Our Promise
First Home Buyers
Buying Investment Property
Refinance
Business Lending
Asset Finance
Who we work with
How we will work together
FAQs
Disclosure Statement
Privacy Statement
Contact Us
Repayment Calculator
Break Cost & Savings Calculator
Keep existing property?
Mortgage Offset Calculator
Call us now
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The Team
Our Story
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Folder: Lending
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First Home Buyers
Buying Investment Property
Refinance
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Who we work with
How we will work together
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Disclosure Statement
Privacy Statement
Contact Us
Folder: Calculators
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Repayment Calculator
Break Cost & Savings Calculator
Keep existing property?
Mortgage Offset Calculator
Call us now

Next home calculator

Could you keep your current home and buy the next one?

Thinking about turning your current home into a rental instead of selling it? This quick calculator gives you a simple starting point before we check the real options with lenders.

Tell us about your current home

Keep it simple. Rough figures are fine to start with.

$
$
$

Tell us about the next home

This helps estimate the extra lending you may need.

$
$
$
Want to adjust the assumptions?
$

Weekly repayments.

%
%
yrs
%

Your quick answer

Maybe

You may be able to keep your current property, but the structure will matter.

Equity in your current home$0
Usable equity estimate at 70%$0
Estimated lending needed for next home$0
Estimated total mortgage position$0
Current home repayment, P&I$0
New lending repayment, interest only$0
Estimated combined repayments$0

What this means

This looks like a conversation worth having. We can check your income, rental position, deposit and lender options properly.

Start my assessment Email hello@jamieandco.nz

Keep vs sell

Keeping your current home could help build long-term wealth through rental income and future capital growth, but it also means higher total lending and repayments. Selling may reduce repayments and simplify approval.

This is only a guide and is not lending approval. Banks and non-bank lenders assess income, expenses, rental income, equity and property type differently.

hello@jamieandco.nz

 

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